Chase has an awesome offer. Credit card that gives you 3% back for your top 3 categories for each month. These include grocery stores and gas stations. In addition, you get $50 after your first purchase. I just signed up. This is much better than my Citibank dividends card which only gives 2% and a maximum cashout of $300 per year. I hope Chase doesn't have a limit on how much of your earned cash back you can redeem.